Privacy Policy

Last updated: April 6, 2026

This Privacy Policy describes how Year Review collects and uses your personal information. We are committed to protecting your privacy and handling your data responsibly. When you use our website and services, we may collect certain information to improve your experience and provide you with the most relevant financial guidance for your annual review process.

Information We Collect

We collect information in several ways to better serve you. When you register an account or interact with our platform, we gather personal details such as your name, email address, and location within Hong Kong. We also collect usage data automatically, including the pages you visit, the time spent on each section, and how you navigate through our financial review resources. This helps us understand which educational materials are most helpful for gathering bank statements, comparing spending categories, and identifying budget gaps.

If you choose to download resources, create financial plans, or contact us with questions about expense tracking and goal-setting, we collect that information as well. We may also use cookies and similar tracking technologies to enhance your browsing experience and remember your preferences.

How We Use Your Information

We use the information we collect to provide, maintain, and improve our financial education services. Your data helps us personalize your experience, ensuring that content about gathering twelve months of bank statements and comparing actual spending against yearly goals is presented in the most useful way. We analyze usage patterns to refine our guidance on identifying budget gaps and setting adjusted financial objectives for the coming year.

We may also use your information to send you educational updates about financial review practices, notify you of new features, and respond to your inquiries. We will never sell your personal information to third parties. Any communication we send is related to helping you celebrate your financial progress and improve areas that need continued attention.

Your Rights

You have several rights regarding your personal information. You can request access to the data we hold about you at any time. If you find that any information is inaccurate or incomplete, you have the right to request correction. You also have the right to request deletion of your personal data, subject to certain legal obligations we may need to maintain records for compliance purposes.

To exercise any of these rights, please contact us using the information provided below. We will respond to your requests within thirty days and will guide you through the process. Your privacy is important to us, and we respect your control over your personal information.

Cookies and Tracking

We use cookies on our website to improve your browsing experience. These small files stored on your device help us remember your preferences, maintain your session, and understand how you use our financial review education materials. Cookies allow us to track which sections about bank statement gathering, expense category comparison, and budget gap analysis you find most valuable.

You can control cookie settings through your browser preferences. Most browsers allow you to refuse cookies or alert you when cookies are being set. However, disabling cookies may affect some functionality of our website. We use both session-based cookies that expire when you close your browser and persistent cookies that remain on your device for longer periods.

Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Your data is stored on secure servers with encryption protocols. We regularly review and update our security practices to ensure your information remains protected as you work through your annual financial review process.

While we strive to maintain the highest level of security, no system is completely risk-free. We encourage you to use strong passwords and keep your login credentials confidential. If you believe your information has been compromised, please contact us immediately.

Third-Party Links

Our website may contain links to external websites and resources that are not operated by us. We are not responsible for the privacy practices of these third-party sites. When you click on external links, you are leaving our platform and entering a different website. We recommend reviewing the privacy policies of any external sites you visit to understand how they collect and use your information.

Policy Updates

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will notify you by updating the last updated date and may send you an email notification. Your continued use of our website after changes indicates your acceptance of the updated policy. We encourage you to review this page periodically to stay informed about how we protect your information.