Cookie Policy

Last updated: April 6, 2026

This Cookie Policy explains how Year Review uses cookies on our website. We use cookies to improve your browsing experience, understand how you interact with our content, and enhance the functionality of our platform dedicated to helping Hong Kong households conduct annual financial reviews.

What Are Cookies

Cookies are small text files stored on your device when you visit our website. These files contain information that helps us recognize you on subsequent visits and remember your preferences. Cookies are essential tools for modern websites, enabling personalized experiences and improved functionality. When you access our annual financial review education platform, we may place cookies on your device to track your progress through our guides on gathering bank statements, comparing spending against yearly goals, and planning new financial objectives for the coming year.

Types of Cookies We Use

We use several categories of cookies to enhance your experience:

Essential Cookies: These are necessary for the website to function properly. They enable basic features such as page navigation and access to secure areas. Without these cookies, our platform cannot deliver the annual review tools and educational content you need.
Performance Cookies: We use these to understand how visitors interact with our content about budget gaps, expense category analysis, and financial goal setting. These cookies help us identify which sections of our annual financial review education are most helpful and where improvements are needed.
Functional Cookies: These remember your choices and preferences when you use our website, such as your preferred language and any customization options you select while reviewing your twelve months of financial records.
Analytical Cookies: We use these to gather statistics about website usage, helping us improve our financial education content and ensure our guides on celebrating progress and setting adjusted objectives are effective.

How We Use Cookies

We use cookies for several important purposes. First, we use them to provide and maintain the core functionality of our annual financial review platform, ensuring you can access guides on gathering bank statements, comparing spending categories against original yearly goals, and identifying budget gaps. Second, we use cookies to enhance your user experience by remembering your preferences and settings as you work through our year-end reflection materials.

Third, we analyze website performance and user behavior to continuously improve our educational content on new year financial objectives and celebrating financial progress. This helps us understand which sections on actual spending analysis and budget gap identification resonate most with Hong Kong households. Finally, we may use cookies to deliver targeted content recommendations based on which financial review topics interest you most, whether that’s comparing actual spending against goals or setting adjusted financial objectives.

Managing Your Cookies

You have full control over cookies on your device. Most web browsers allow you to refuse cookies or alert you when a cookie is being sent. You can adjust your cookie preferences through your browser settings at any time. Please note that disabling essential cookies may limit your ability to access certain features of our annual financial review education platform, such as progress tracking through our guides on gathering twelve months of bank statements or comparing spending categories.

If you choose to disable performance, functional, or analytical cookies, you can still use our core educational content about financial review and goal-setting, though your experience may be less personalized. We recommend keeping cookies enabled to fully benefit from our comprehensive guides on year-end financial reflection, budget gap analysis, and planning adjusted objectives for Hong Kong households. You can clear cookies from your device at any time through your browser settings, though this will reset any preferences you’ve saved on our platform.

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We encourage you to review this policy periodically to stay informed about how we use cookies. Your continued use of our website following any updates to this policy constitutes your acceptance of the changes.